Need an appraisal in Columbia or Lexington County?

Here are the top 7 reasons why SC homeowners use KB Appraisals, LLC:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge Lexington county's assessment of your propertyvalue
Remove PMI to reduce their mortgage payments
Reinstate their Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
In the case of a SC divorce, where real estate needs to be divided
Settle an estate in SC by determining the true market value of property in question

Own a home in or near Columbia, SC and need help deciding the value of it?
Contact KB Appraisals, LLC.

At KB Appraisals, LLC, we understand the unique needs of a customer looking for appraisal services. Our usual business clients understand the appraisal process and the standard reporting formats. As our valued client, you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at KB Appraisals, LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value report than yours.

Need to remove PMI?

A popular way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. At KB Appraisals, LLC, we're experienced in helping folks just like you rid themselves of unnecessary PMI insurance.

Challenge Lexington county's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that is going down. That only means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. When challenging your property tax assessment, getting an appraisal from KB Appraisals, LLC is your perfect weapon.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. This can this be unsuitable from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from KB Appraisals, LLC can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you would like to have a seasoned expert double-check it for precision or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your home.